Terms of Service — WhyIHold

1. Acceptance of terms

By accessing or using WhyIHold (the “Service”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Not financial advice

WhyIHold is an educational tool that helps you monitor whether the reasoning behind your own investment decisions still holds. The Service does not provide financial, investment, tax, or legal advice, and never recommends that you buy or sell any security. All content is for informational and educational purposes only. You are solely responsible for your investment decisions.

3. No warranty

The Service is provided “as is” without warranties of any kind. Market data may be delayed, incomplete, or inaccurate. We do not guarantee the accuracy, completeness, or timeliness of any analysis, score, or data point.

4. Accounts and subscriptions

You are responsible for maintaining the confidentiality of your account. Paid plans renew automatically until cancelled; you may cancel at any time, and cancellation takes effect at the end of the current billing period.

5. Limitation of liability

To the maximum extent permitted by law, WhyIHold and its operators shall not be liable for any indirect, incidental, or consequential damages, or any investment losses, arising from your use of the Service.

6. Changes to these terms

We may update these Terms from time to time. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

7. Contact

Questions about these Terms can be sent to support@whyihold.com.